Moving house is stressful. Between solicitors, estate agents and mortgage advisors, it’s often difficult to know what piece of advice really is a ‘must-do’ and which corners, if any, can be cut. Research by CORGI HomePlan suggests homebuyers are taking risks when moving into a new house because they don’t know who covers what. Here are […]

To begin with, it’s a complex term! It means different things to different people. It is regarded differently in different contexts. It is often misunderstood concerning its importance in financial situations. And, to some, it seems to run contrary to popular assumptions about whether or not it’s a good thing […]

A cash-out refinance isn’t just for paying off debt. You can also take advantage of the option to remodel your house, pay for a child’s tuition, fund a wedding or another need altogether. If you own a home and carry debt in several common ways (student loans, credit cards or […]

You likely can’t get a mortgage to buy a home without home insurance, so you might as well know how much home insurance costs – and know how you can get the best deal on homeowners insurance. Average home insurance costs vary from state to state (as home insurance rates […]

If you’re hoping to buy a house soon, one little number you’ll want to bring up to snuff is your credit score. Your credit score is a numerical summary of your credit report, a detailed document outlining how well you’ve paid off past debts—to your credit cards, college loans, and […]

In today’s market where there are more homebuyers than homes available for sale, it is likely that home sellers may face a multiple offer situation when listing their house. Accepting the highest offer seems like a no-brainer, but it might not always be the best choice. Below, I’ve outlined other […]

Like that relative that has a habit of showing up at your door unannounced, your credit score can be a sneaky and unpleasant surprise. Most people know that their credit report has a say in their approval for a car loan or mortgage, but it doesn’t end there. Credit reports […]

The aim of the FHA is to encourage more lenders to give out loans to atypical home buyers. The FHA backed loans allow legal citizens to buy properties. Applicants who finance through FHA typically have less than ideal credit, or difficulty establishing credit. By reducing the risk from monetary losses […]

Buying a house can be very exciting as well as a little bit daunting and stressful. You may have found your ideal home online and now need to get on with the finer details of buying it. We will provide you with some top tips to ensure that buying your […]

For specific situations that are on our day list or in progress, most of us get the needed documentation together, distribute it where required, acquire it where entitled and move on. But, when it comes to documentation we should have ready, in advance, for when it’s needed some time in […]