If you’re shopping for a mortgage, you’ll hear the term PITI. But what does PITI mean, and why does it matter?  Shopping for a mortgage can be confusing because lots of unfamiliar words are often used by your lender or found in financial paperwork. Early on in the process, one of […]

Greg Hart’s home in Thousand Oaks, California There is a new way to take cash out of your home with no monthly payments and no interest. It’s not a loan. It’s not a mortgage. It is a contract with an investor who wants to purchase some of your home equity […]

With mortgage rates falling and the buyer’s market in full swing, some potential homeowners might be tempted to go ahead and buy before they’re ready. This could lead to a borrower becoming overleveraged, and owing more than they should. In a report, WalletHub found which U.S. cities have the highest percentage of […]

Mortgage rates have plummeted this week to levels not seen in over a year, offering borrowers the chance to save thousands of dollars in interest costs over the life of a home loan. So if you’ve been thinking about buying a house or refinancing your existing mortgage to take advantage of […]

We have been involved in the mortgage industry for almost 40 years. We have been through the easy times and the hard times. And we know that financing a house, getting a mortgage, refinancing an old mortgage or any other relevant procedure has been an evolving ongoing story… Needs knowledge, […]