A cash-out refinance isn’t just for paying off debt. You can also take advantage of the option to remodel your house, pay for a child’s tuition, fund a wedding or another need altogether. If you own a home and carry debt in several common ways (student loans, credit cards or […]

Personal Loan vs. Home Equity Loan: Which Is Better? Loans, especially personal and home equity loans, can be a good way to pay for a major home project or handle a financial emergency. But before you apply for either type of loan — or an alternative, such as a home […]

Like that relative that has a habit of showing up at your door unannounced, your credit score can be a sneaky and unpleasant surprise. Most people know that their credit report has a say in their approval for a car loan or mortgage, but it doesn’t end there. Credit reports […]

How much debt do Americans have by generation? Americans collectively owe more than $1 trillion on credit cards, according to the U.S. Federal Reserve. The average American owes $6,354 on credit cards, according to Experian, but many retirees and soon-to-be retirees owe even more, on average. The oldest retirees, members of the […]

The aim of the FHA is to encourage more lenders to give out loans to atypical home buyers. The FHA backed loans allow legal citizens to buy properties. Applicants who finance through FHA typically have less than ideal credit, or difficulty establishing credit. By reducing the risk from monetary losses […]

We have been involved in the mortgage industry for almost 40 years. We have been through the easy times and the hard times. And we know that financing a house, getting a mortgage, refinancing an old mortgage or any other relevant procedure has been an evolving ongoing story… Needs knowledge, […]