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Let’s see if buying a house is the cure for sky-high rents

Let’s see if buying a house is the cure for sky-high rents

Whoa, that’s way more expensive than renting. Let’s see what we can do to get that monthly payment down. Maybe a 20-per-cent down payment, enough to save on the cost of mortgage default insurance for your lender? Now we have monthly payments of $3,057. Let’s sharpen our pencils and see what else we can do.

High rents got you down? Maybe you should own a home instead. In Toronto and Vancouver, the median cost for a one-bedroom apartment is close to $2,200. Even with mortgage rates up a fair bit in the past year, surely home ownership can’t be much more expensive than those incredibly high rents? The Canadian Real Estate Association reports that the average resale home price in the Greater Toronto Area […]

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What the experts say: Should you buy a home with someone you’re not married to?

What the experts say: Should you buy a home with someone you’re not married to?

Is homeownership romantic? Or a business decision? Should you buy a home with someone you’re not married to? That question means different things to different people. Perhaps you’ve already set the date for your wedding. Or you might never want to marry. Or maybe you have no romantic attachment at […]

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Getting a mortgage is now easier

Getting a Mortgage is easier now!

We have been involved in the mortgage industry for almost 40 years. We have been through the easy times and the hard times. And we know that financing a house, getting a mortgage, refinancing an old mortgage or any other relevant procedure has been an evolving ongoing story… Needs knowledge, […]

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What Credit Score Do You Need To Buy A House?

What Credit Score Do You Need To Buy A House?

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and […]

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